The process of integrating a digitally-issued payment method with Apple’s mobile payment system allows users to make purchases without needing a physical card. This involves obtaining the card details (card number, expiry date, and security code) from the virtual card provider and entering them into the Apple Wallet application. After verification, the virtual card becomes available for use at contactless payment terminals and for online transactions where Apple Pay is accepted.
This capability offers enhanced security, reduces reliance on physical cards, and streamlines the payment process. It provides a convenient alternative for individuals who prefer to minimize the use of their physical credit or debit cards. Its adoption reflects a broader trend toward digital wallets and contactless payment solutions driven by increased transaction speed and improved user experience.